Direct credit is a system where companies can directly transfer funds into their employees' bank accounts. This is an online process where the money is debited from the company's bank account and credited to the employee's account almost instantly. Direct credit can be used to pay sales reps for almost any task such as scheduling meetings, closing deals, and so on.

Using direct credit saves companies valuable time since it eliminates the admin work involved in tracking individual payments. Companies can set a fixed date and amount for a particular transaction to be executed, be it for one employee or a hundred. Direct credit is similar to a bank transfer, except that with direct credit, payroll teams don't need to input bank account details every time they pay salaries and other wages to employees.